Daniel Char is an Award-Winning Mortgage Broker who has helped finance over $150,000,000 worth of Real Estate. With over 15 years in the finance industry, he has helped countless investors earn a higher return on their Investments using “non-traditional” strategies. He was a trusted advisor in “The Science of Getting Rich” book, re-released in 2020. You can catch Daniel interviewing Successful Real Estate Investors in North America on his YouTube channel. Daniel will be releasing his first book in collaboration with Kevin Harrington in 2021!
There are 3 avenues for financing that a mortgage broker can assist you with financing: A Financing / B Financing / C Financing. (A financing being the traditional bank route. There are no fees to working with a broker in this route as the bank pays the broker a commission. For B/C financing - which is more specialised a small fee will apply according to the solution provided. Don't worry. There will not be any "surprise or hidden fees". Everything is discussed upfront before proceeding.
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As with all marketing for any product, always look for the Asterisks*. Many lenders advertise rates that have lots of conditions or fees in order to attract interest from the public. Always keep in mind that, you must qualify for the mortgage and check if there are any fees associated with the deal. Some rates require a $20,000 fee to get the low rates. You are better off taking a rate that is .50 higher with no fees.
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